Is ZFS on Ubuntu 20.04 using a ton of memory?

I have 64GB installed but htop shows 20GB in use:

Running ps aux | awk '{print $6/1024 " MB\t\t" $11}' | sort -n gives me the largest processes using only a few 100 megabytes and adding up the whole output only gets me to 2.8GB (ps aux | awk '{print $6/1024}' | paste -s -d+ - | bc). This is more or less what I was getting with Ubuntu 19.04 from which I upgraded yesterday - 3 to 4GB used when no applications are running. So why is 20GB in use on htop?

Now it's true that I have installed ZFS (total 1.5 GB of SSD drives, in 3 pools, one of which is compressed), and I've been moving some pretty big files around so I could understand if there was some cache allocation. The htop Mem bar is mostly green which means "memory in use" as opposed to buffer (blue) or cache (orange) so it's quite concerning.

Is this ZFS using up a lot of RAM, and if so, will it release some if other applications need it?

EDIT

Here is the output of smem:

tbrowne@RyVe:~$ smem -tw
Area                           Used      Cache   Noncache 
firmware/hardware                 0          0          0 
kernel image                      0          0          0 
kernel dynamic memory      20762532     435044   20327488 
userspace memory            2290448     519736    1770712 
free memory                42823220   42823220          0 
----------------------------------------------------------
                           65876200   43778000   22098200 

So it's "kernel dynamic memory" that's the culprit. Why so much?

EDIT 2 --> seems to be linked to huge file creation

I rebooted and RAM usage was circa 5GB. Even running a bunch of tags in firefox, running a few VMs, taking RAM up to 20GB, then closing all the applications it dropped back to 5GB. Then I created a big file in Python (1.8G of random number CSV), then concatenated that to itself 40x to produce a 72GB file:

tbrowne@RyVe:~$ python3
Python 3.8.2 (default, Mar 13 2020, 10:14:16) 
[GCC 9.3.0] on linux
Type "help", "copyright", "credits" or "license" for more information.
>>> import numpy as np
>>> import pandas as pd
>>> pd.DataFrame(np.random.rand(10000, 10000)).to_csv("bigrand.csv")
>>> quit()
tbrowne@RyVe:~$ for i in {1..40}; do cat bigrand.csv >> biggest.csv; done

Now after it's all done, and nothing running on the machine, I have 34G in use by the kernel!

FINAL EDIT (to test the answer)

This python 3 script (you need to pip3 install numpy) will allocate about 1GB at a time until it fails. And as per the answer below, as soon as you run it, kernel memory gets freed so I was able to allocate 64 GB before it got killed (I have very little swap). In other words it confirms that ZFS will release memory when it's needed.

import numpy as np
xx = np.random.rand(10000, 12500)
import sys
sys.getsizeof(xx)
# 1000000112
# that's about 1 GB
ll = []
index = 1
while True:
    print(index)
    ll.append(np.random.rand(10000, 12500))
    index = index + 1