Well, I think I royally messed this one up.
In the process of changing permissions in my home directory, I now can't login using any of the 3 accounts I had setup, except for the Guest account.
I was using the chmod command from the terminal and received an error. Well I reboot for whatever reason and like I said, cant login.
Any suggestions for a newbie to get this fixed?
You could use a Ubuntu Live CD to navigate to the directories and give yourself Read/Write permission again.
Helpful link:
http://ubuntuforums.org/showthread.php?t=1817291